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Most freelancers are millennials, but retirees are quickly catching up | Business Insider

Older woman working on a laptop

In general, a shift away from pension plans is driving more older Americans to continue working well into their retirement years as freelancers. Baby boomers’ willingness to dive into non-traditional work is as much a sign of the changing times as it is a strategy to bulk up nest eggs, rebound from job loss, or transition from a 9-to-5 into ... Read More »

More Americans go without health insurance for the first time in a decade | USA Today

A man pulling money out of his wallet

With the Trump administration making it more and more difficult to qualify for health care, Americans are abandoning it altogether. On the other hand, income has remained relatively stagnant and poverty has declined, making the overall picture of current financial standing an odd one. Fixed household incomes and lack of health insurance may just indicate a general lack of progress. ... Read More »

California’s Shocking New Tax Attack On Both Residents And Nonresidents | Forbes

California legislation is debating whether to open up its false claims act to tax claims . . . which would open up private attorney general actions on tax claims.  This is worth educating yourself on by reading the appalling details of the proposal. Source: https://www.forbes.com/sites/toddganos/2019/09/12/californias-shocking-new-tax-attack-on-both-residents-and-non-residents/#505061283142 Read More »

Boston is giving all kindergartners $50 for college | CNBC

money pouring out of a glass jar

The gesture is part of an initiative meant to help families with their children’s education and offering kindergarteners a savings account is intended to motivate parents to save early. Boston hopes to implement other forms of motivation soon as well. Source: https://www.cnbc.com/2019/09/12/boston-saves-boston-is-giving-all-kindergartners-50-for-college.html Read More »

The future of work in America: People and places, today and tomorrow | US News

marines building cars

The day-to-day nature of work could change for nearly everyone as intelligent machines become fixtures in the American workplace.  Automation is not happening in a vacuum, and the health of local economies today will affect their ability to adapt and thrive in the face of the changes that lie ahead. Source: https://www.mckinsey.com Read More »

Regrettable Mistakes Retirees Made In Their 20s | Forbes

Old piggy bank with coins around it

The older generation now has a clarity of vision they often lacked in their go-go years. They are in a uniquely selfless position to help the younger generation by sharing their experience.  What do today’s retirees regret most about the decisions they made in their 20s when it comes to preparing for retirement? Source: https://www.forbes.com/sites/chriscarosa/2019/09/06/top-10-most-regrettable-mistakes-retirees-made-in-their-20s/?ss=personalfinance#314586c24953 Read More »

401(k) lawsuits are rising: Why so many workers sue their employers over savings plan | USA Today

Man working on his phone and watching stocks on his computer

Lawsuits over 401K dissatisfaction are rising. While some programs have improved due to the legal action, others have been called out for making poor investment choices which results in fees that are much too high. By making their base workers make the investment decisions instead of managers, 401K companies often produce subpar results. However, index funds, whose stock funds tend ... Read More »

Facebook’s digital currency under fire again | CNBC

Person using a laptop and a phone

Facebook announced “Project Libra” in June, that has faced great criticism by bankers, financers, and lawmakers. The project was meant to incorporate a new form of digital currency, but now privacy regulators are just as concerned as everyone else. Project Libra seems to involve vast reserves of personal data including financial information that will not be properly secured. With the ... Read More »

Recession, Retirement, Regret: Choose The One In The Middle | Forbes

Old piggy bank with coins around it

With the ups and downs of the stock market, interest rates, and talk of a global recession, it’s easy to get lost in making the right choices.  If you have retired in the last ten years or plan to in the next 10 years, don’t lose focus. Rob Isbitts explains how the market has changed and offers direction in his article ... Read More »

VA Identity theft and arrest | Sun Journal

Colorful information on a computer screen

A former former DoD Army civilian employee and co-conspirators have been arrested for stealing personal information of thousands of military and Veteran personnel. The employee took unauthorized photos from DoD Armed Forces Health Longitudinal Technology Application (AHLTA) electronic health records. These individuals created fraudulent DS Logon accounts, impersonating Veterans to gain access to their VA eBenefits and MyHealtheVet account information, ... Read More »