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Friday, December 9, 2022

A guide to 2023 open enrollment season for federal health benefits | Federal Times

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Several FEHB plans provide unique Medicare Advantage plans for plan year 2023 that, according to Kevin Moss of Consumers’ Checkbook, “are certainly without a doubt the finest discounts for annuitants.”

Prior to the commencement of open enrollment, Federal Times has been monitoring significant changes to coverage, including telemedicine, infertility treatment, and the reasons why your premium prices are increasing. For 2023, there are 271 different health plan options available under the Federal Employees Health Benefits Program, many of which are only offered locally. The average cost of health insurance premiums for federal employees will increase by 8.7% in 2023. Dental and vision insurance rates are less volatile. The Federal Employees Health Benefits Program (FEHB) program is losing several policies. All FEHB providers will once more offer various types of gender-affirming care starting in 2023. For teenage and adult women, providers will also cover the whole spectrum of contraceptives and contraceptive care. Additionally, services will include group prenatal care, training on childbirth education, and care coordination for high-risk pregnancies. A flexible spending account is a savings account used to pay for certain out-of-pocket health care costs not covered by insurance. Contributions to an FSA are not subject to payroll taxes. In 2023, employees can contribute as little as $100 a year or as much as $3,050 a year.

Source: https://www.federaltimes.com/fedlife/benefits/2022/11/01/a-guide-to-2023-open-enrollment-season-for-federal-health-benefits/


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