Paying off debt obligations is one step forward to achieve financial independence. If you want to pay off your credit card quickly, it requires discipline and proper financial budgeting. You can start with paying above the minimum due and working towards the debt avalanche method. This means that you try to pay off the bill with the highest interest payment so that you will prevent paying interest charges. Remember that this is only a temporary setback and believe you can attain your financial goals if you apply these proven tips.