In a time of a global pandemic many are favoring banks that are easily available on their smartphone’s desktops and laptops. Many banks closed their doors after the Corona outbreak. People had to use online checks, cashless apps, and online banking. Citigroup open 2020 and so on increase of users after working with Google pay. Jane Fraser the CEO of Citigroup believes that the company holds technologies of the future in is a blueprint for sustainable banking.