Month to month budgeting and planning for 2020 will keep you on top of your finances. Mapping out a budget is the first and most important step, despite the boring aspect of it. Critical segments to include, such as retirement and family vacations can prevent confusion and rearranging later on in the year. Throughout the year, plan to review things such as your insurance coverage plan, stocks, taxes, and debt. Also, at the beginning of each month check to see if there is anything you can cancel that is no longer needed. For example, canceling cable in the summer months because more time is spent outdoors.