One of the top things those transitioning from active duty to civilian life should be aware of is the financial changes. A change in the way of life occurs, not just a job change. Taking control of your finances is one of the top tips. Your employer doesn’t tell you how much to spend on housing, and they don’t do it for you like when families live on post. Start saving for the transition before it’s on your doorstep. Understanding your new health insurance is another step, as well as looking into life insurance and tax changes.