More Americans have elected to tie the knot without tying up their finances. While only 27% of baby boomers had separate finances, 37% of millennials and 36% of gen Xers did not combine their bank accounts and bills. One millennial couple says keeping their finances separate is actually less stressful on their marriage, otherwise it would cause arguments. Over 62% of millennials said that money and finances are a stressor in their relationship. Could this be due to the status of the economy like they claim, or would combining finances make things easier? A financial therapist says that while people may like to keep everything separate, since you have combined your lives elsewhere it can create more work and removes the flexibility a couple has to tackle problems.